STATE OF GEORGIA COUNTY of GLYNN NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in that certain Deed to Secure Debt from JAMES P. O'GRADY and JUDITH O'GRADY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR SIRVA MORTGAGE, INC. dated May 15, 2008, filed for record May 19, 2008, and recorded in Deed Book 2436, Page 394, GLYNN County, Georgia Records, as last transferred to CITIMORTGAGE, INC. by assignment recorded in Deed Book 2845, Page 108, GLYNN County, Georgia Records. Said Deed to Secure Debt having been given to secure a Note dated May 15, 2008 in the original principal sum of THREE HUNDRED EIGHTY EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($388,500.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at GLYNN County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in May, 2018, the following described property: ALL OF THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE 25TH G.M.D., GLYNN COUNTY, GEORGIA, ON THE ISLAND OF ST. SIMONS THEREIN, AND IN THAT CERTAIN SUBDIVISION THEREON KNOWN AS "PHASE V & A REVISION OF LOTS 122, 123 AND 124, PHASE IV, HARRISON POINTE" DESCRIBED AND IDENTIFIED ACCORDING TO THE MAP AND PLAN THEREOF PREPARED BY SHUPE SURVEYING COMPANY, P.C. AND CERTIFIED BY GARY R. NEVILL, GEORGIA REGISTERED LAND SURVEYOR NO. 2401, UNDER DATE OF NOVEMBER 21, 1995 AND RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF GLYNN COUNTY, GEORGIA IN PLAT DRAWER 23, AS MAP NO. 147, AS ALL OF LOT NUMBERED ONE HUNDRED TWENTY-SEVEN (127), PHASE V, HARRISON POINTE SUBDIVISION. SAID REAL PROPERTY, TOGETHER WITH THE IMPROVEMENTS CURRENTLY LOCATED THEREON, BEING MORE PARTICULARLY DESCRIBED AND IDENTIFIED ACCORDING TO A PLAT OF SURVEY PREPARED BY JOHNSON LAND SURVEYORS FOR LOUISA LEROUX KNIGHT AND CERTIFIED BY CHARLES L. JOHNSON, GEORGIA REGISTERED LAND SURVEYOR NO. 2640, DATED DECEMBER 2, 2005, AN ORIGINAL PRINT OF WHICH IS ATTACHED TO THAT CERTAIN WARRANTY DEED DATED DECEMBER 22, 2005, FROM KRISTEN JAJE JONES (WHO WAS FORMERLY KNOWN AS KRISTEN JAJE) TO LOUISA LEROUX KNIGHT RECORDED IN DEED BOOK 1842, PAGE 391, AFORESAID RECORDS. REFERENCE IS MADE TO THE AFORESAID SHUPE/NEVILL PLAT OF SURVEY AND TO SAID JOHNSON PLAT OF SURVEY AND TO THE RECORD OF EACH FOR THE PURPOSE OF MORE PARTICULARLY DESCRIBING THE LOCATION, METES AND BOUNDS OF SUBJECT PROPERTY AND FOR ALL OTHER PURPOSES. THIS BEING THE SAME PROPERTY CONVEYED BY THAT CERTAIN WARRANTY DEED DATED DECEMBER 22, 2005 FROM KRISTEN JAJE JONES (FORMERLY KNOWN AS KRISTEN JAJE) TO LOUISA LEROUX KNIGHT AND RECORDED IN DEED BOOK 1842, PAGE 391, AFORESAID RECORDS. To the best of the knowledge and belief of the undersigned, the party in possession of the property is JAMES P. O'GRADY and JUDITH O'GRADY or a tenant or tenants. Said property may more commonly be known as: 127 NEWFIELD ST, SAINT SIMONS ISLAND, GA 31522 . The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given). The individual or entity that has full authority to negotiate, amend, and modify all terms of the loan is CITIMORTGAGE, INC., 1000 TECHNOLOGY DRIVE, O'FALLON, MO 63368-2239; (866) 272-4749. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. *Auction services to be provided by (* CITIMORTGAGE, INC. As Attorney-in-Fact for JAMES P. O'GRADY JUDITH O'GRADY Phelan Hallinan Diamond & Jones, PLLC 11675 Great Oaks Way, Suite 375 Alpharetta, GA 30022 Telephone: 770-393-4300 Fax: 770-393-4310 PH # 37264 This law firm is acting as a debt collector. Any information obtained will be used for that purpose.