STATE OF GEORGIA COUNTY of GLYNN NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in that certain Deed to Secure Debt from PAUL H. SANDERS, III and JULIE L. SANDERS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PRINCIPAL RESIDENTIAL MORTGAGE INC dated June 22, 2004, filed for record June 30, 2004, and recorded in Deed Book 1453, Page 287, GLYNN County, Georgia Records, as last transferred to CAPITOL FEDERAL SAVINGS BANK by assignment recorded in Deed Book 3557, Page 383, GLYNN County, Georgia Records. Said Deed to Secure Debt having been given to secure a Note dated June 22, 2004 in the original principal sum of SIX HUNDRED THOUSAND AND 0/100 DOLLARS ($600,000.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at GLYNN County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in August, 2019, the following described property: ALL THAT CERTAIN PROPERTY SITUATE, LYING AND BEING IN THE G. M. D. 25, ST. SIMONS ISLAND IN GLYNN COUNTY, GEORGIA, SHOWN AND DESCRIBED AS LOT NUMBER 10, PARCEL 5A, ON A PLAT CAPTIONED PARCEL 5A, THE ENCLAVE AT SEA PALMS WEST, SURVEYED FOR BAY FINANCIAL CORPORATION, BY GEORGE P. UNDERWOOD, JR. & ASSOCIATES, INC. AND CERTIFIED BY ROBERT N. SHUPE, GEORGIA REGISTERED LAND SURVEYOR NO. 2224, DATED SEPTEMBER 10, 1992 AND RECORDED IN THE OFFICE OF THE CLERK OF SUPERIOR COURT, GLYNN COUNTY, GEORGIA, IN PLAT DRAWER 22, AS MAP NO. 48. THIS CONVEYANCE INCLUDES A NON-EXCLUSIVE EASEMENT, WHICH SHALL BE DEEMED APPURTENANT TO THE AFORESAID PROPERTY, OVER THROUGH AND ACROSS EXISTING PRIVATE ROADS OWNED BY GRANTOR AND CONNECTING THE PROPERTY HEREBY CONVEYED TO PUBLIC ROADS, FOR THE PURPOSE OF INGRESS AND EGRESS TO AND FROM SUCH PROPERTY. REFERENCE IS HEREBY MADE TO THE AFORESAID UNDERWOOD PLAT AND THE RECORD THEREOF FOR FURTHER PURPOSES OF DESCRIPTION AND IDENTIFICATION OF SAID PROPERTY AND FOR ALL OTHER PURPOSES. To the best of the knowledge and belief of the undersigned, the party in possession of the property is PAUL H. SANDERS, III or a tenant or tenants. Said property may more commonly be known as: 109 ENCLAVE LN, SAINT SIMONS ISLAND, GA 31522-5293. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given). The individual or entity that has full authority to negotiate, amend, and modify all terms of the loan is CENLAR FSB, ATTN: FC DEPARTMENT 425 PHILLIPS BLVD, EWING, NJ 08618-1430; (877) 909-9416. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. CAPITOL FEDERAL SAVINGS BANK As Attorney-in-Fact for PAUL H. SANDERS, III JULIE L. SANDERS Phelan Hallinan Diamond & Jones, PLLC 11675 Great Oaks Way, Suite 320 Alpharetta, GA 30022 Telephone: 770-393-4300 Fax: 770-393-4310 PH # 43038 This law firm is acting as a debt collector. Any information obtained will be used for that purpose.