NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GLYNN Under and by virtue of the power of sale contained with that certain Security Deed dated July 31, 2017, from MANDY NICHOLE JOHNSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR STEARNS LENDING, LLC, recorded on August 8, 2017 in Deed Book 3779 at Page 378 Glynn County, Georgia records, having been last sold, assigned, transferred and conveyed to Stearns Lending, LLC by Assignment and said Security Deed having been given to secure a note dated July 31, 2017, in the amount of $206,186.00, and said Note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Glynn County, Georgia, on December 4, 2018 the following described real property (hereinafter referred to as the "Property"): ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE 1356TH GMD OF GLYNN COUNTY, GEORGIA AND BEING MORE PARTICULARLY SHOWN AND DESCRIBED AS LOT SEVENTY-FOUR (74), PHASE 1A, THE PLANTATION AT GOLDEN ISLES, ON THAT CERTAIN PLAT OF SURVEY PREPARED BY M. JERRY TOMBERLIN, JR., GEORGIA REGISTERED LAND SURVEYOR NUMBER 2942, DATED JUNE 29, 2008 AND RECORDED IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF GLYNN COUNTY, GEORGIA IN PLAT CABINET 30, PAGE 466-468. REFERENCE IS HEREBY MADE TO THE AFORESAID MAP AND PLAN AND TO THE RECORD THEREOF FOR ALL FURTHER PURPOSES OF DESCRIPTION AND IDENTIFICATION FOR ALL OTHER PURPOSES. SUBJECT, HOWEVER, TO ALL VALID EASEMENTS, COVENANTS, RESTRICTIONS, ZONING ORDINANCES AOD RIGHT-OF-WAY OF RECORD.AFFECTING SUBJECT PROPERTY, IF ANY . The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is MANDY NICHOLE JOHNSON. The property, being commonly known as 239 Victorian Lake Drive , Brunswick, GA, 31525 in Glynn County, will be sold as the property of MANDY NICHOLE JOHNSON, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: LoanCare Servicing Center, Inc., 3637 Sentara Way, Virginia Beach, VA 23452, 800-274-6600 . The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for Stearns Lending, LLC as Attorney in Fact for MANDY NICHOLE JOHNSON 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (770) 373-4242 By: Cory Sims For the Firm THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. - 18-021252 A-4672376 11/10/2018, 11/17/2018, 11/24/2018, 12/01/2018