NOTICE OF SALE UNDER POWER GEORGIA, GLYNN COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Millicent J Harwell to Bank of America, N.A., dated March 27, 2007, recorded in Deed Book 2188, Page 137, Glynn County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 3481, Page 476, Glynn County, Georgia Records, as last transferred to M&T Bank by assignment recorded in Deed Book 3182, Page 160, Glynn County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-TWO THOUSAND AND 0/100 DOLLARS ($152,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Glynn County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in April, 2019, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. M&T BANK is the holder of the Security Deed to the property in accordance with OCGA 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: M&T Bank , P.O. Box 1288, Buffalo, NY 14240, 800-724-1633. To the best knowledge and belief of the undersigned, the party in possession of the property is Millicent J Harwell or a tenant or tenants and said property is more commonly known as 113 Brandenberry Road, Brunswick, Georgia 31523. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. M&T BANK as Attorney in Fact for Millicent J Harwell McCalla Raymer Leibert Pierce, LLC 1544 Old Alabama Road Roswell, Georgia 30076 EXHIBIT "A" All that certain lot, tract or parcel of land located in Glynn County, Georgia and in that certain subdivision known as "Cameron Place Subdivision, Phase I", prepared by Ralph E. Lackey, G.R.S. No. 1635, dated August 3, 1994 and recorded in the Office of the Clerk of Superior Court in Plat Drawer 22, Map No. 360, as all of Lot Seven (7), Cameron Place Subdivision, Phase I. Reference is hereby made to said map and plan and the record thereof for all further purposes of identification, location of boundaries and all other purposes allowed by law. Parcel # 03-13514 MR/th4 4/2/19 Our file no. 5141813 - FT7